We can only do it if you apply for refinancing or an early renewal. In case of the refinancing your application has to be approved by both XCEED’s Credit Risk Department and CMHC.

The costs associated with an XCEED mortgage are similar to those charged through any other lender, bank or trust company. A borrower typically incurs three additional fees when entering into a mortgage with a lender: an insurance premium/administration fee, an appraisal fee, and any legal fees charged by the borrower’s lawyer to complete the transaction.

XCEED offers monthly, bi-weekly and weekly payment frequencies (last two are also available in accelerated option). Call our Customer Service Department at (877) 775-2970 for more details.

Your pre-payment privileges allow you to make a 20% pre-payment of your original balance on the mortgage anniversary. You can also increase your original regular monthly payments by up to 20%.

XCEED only offers first mortgages on residential properties.

Call XCEED’s Customer Service Department at (877) 775-2970.

This is called a refinance transaction. You can either call an XCEED Mortgage Agent at (888) 811-6660 or complete our online application.

At this time XCEED only offers ports for CMHC insured mortgages.

1. If you want to port and decrease the mortgage at the same time you will have to use your 20% pre-payment privilege to do so; if the mortgage amount is reduced by more than 20%, XCEED’s standard prepayment penalty rules apply.
2. The terms and conditions of the original contact have to be preserved.
3. Submit an application for the port.
4. The updated application will be re-qualified by XCEED based on your current credit and income.
5. The property you buy must be appraised and approved by XCEED.

XCEED mortgages are assumable only in the Province of Alberta subject to XCEED’s approval. If you are in Alberta, please contact XCEED’s Customer Service Department by fax at (877) 593-7757 or phone at (877) 775-2970 for further instructions.

This is called a “title transfer”. XCEED only offers title transfers for CMHC insured mortgages.

1. The terms and conditions of the original contact will be preserved (same rate, payment, loan-to-value ratio, etc.).
2. Submit the application for the title transfer.
   The updated application will be re-qualified by XCEED based on your current credit and income.
3. The $250 non-refundable processing fee is applied to every title transfer application. The fee must be submitted with the application or mailed after the online application is submitted. The fee is paid by the certified cheque or money order payable to XCEED Mortgage Corporation.

This is called a “title transfer”. XCEED only offers title transfers for CMHC insured mortgages.

1. The terms and conditions of the original contact will be preserved (same rate, payment, loan-to-value ratio, etc.).
2. Submit the application for the title transfer.
   The updated application will be re-qualified by XCEED based on your current credit and income.
3. The $250 non-refundable processing fee is applied to every title transfer application. The fee must be submitted with the application or mailed after the online application is submitted. The fee is paid by the certified cheque or money order payable to XCEED Mortgage Corporation.

The Broker section of this website is password protected. Simply complete the registration form and you will have access within two business days. If you require immediate access please email your XCEED BDM.

Please send an email inquiry to marketing@xceedmortgage.com using “Email Updates” as the subject line. Be sure to include your full name and email address (if different than the one being used.)

Please send an email inquiry to marketing@xceedmortgage.com including deal number, Client name and your own contact information. Use “Compensation Inquiry” as the subject line to ensure a prompt response.

Simply contact your XCEED BDM to schedule an in-house or online presentation.

Simply complete this form, contact an XCEED BDM or email sales@xceedmortgage.com to start the process.

All Investor-related contacts can be viewed here.

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