We understand that every situation is unique and XCEED offers a full and dynamic suite of mortgage solutions for both purchase and refinance of many types of properties. Whether you’re looking for a short, open one-year term or more commitment with three- or five-year mortgage terms, we will lend up to 95% depending on property type and location, product and income documentation.
- XCEED AAA XTRAGREEN Mortgage™ is our standard 3- and 5-year mortgage product. Aggressively priced and socially conscious – we donate $25 to Evergreen Canada every time an XCEED AAA XTRAGREEN Mortgage™ closes!
- XCEED’s new no frills Simplicity Mortgage is ideal for first-time homebuyers; borrowers on a fixed income, such as retirees; or anyone planning to stay in their home for at least five years.
- XCEED offers two options for customers who own their own business.
- XCEED’s mortgage product for investors offers up to 80% LTV to Clients with a maximum aggregate loan amount of $1 million. We do not place any limits on the number of rental properties a customer may own.
- Our PRIME Conventional Mortgage is for customers who are interested in borrowing 75% or less of the value of their new home.
- XCEED offers two solutions for customers who are New to Canada.
For customers interested in refinancing your existing mortgage and investing in your Registered Retirement Savings Plan (RRSP) or a Registered Education Plan (RESP), XCEED’s Latitude Product suite emphasizes the importance of long-term financial plans as well as those personal goals that keep us motivated. Latitude offers the chance for both with low rates and we’ll even contribute $500 to your RRSP or RESP!