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Pricing Promotion DROPS INTEREST RATE 25 BPS!

Qualifying deals receive a 25 BPS interest rate drop at issue of commitment!

Continue reading “Pricing Promotion DROPS INTEREST RATE 25 BPS!” »

XCEED is growing! Meet our newest team members.

XCEED Adds New Team Members to Meet Increased Demand

Thank you for the enthusiastic response to our new X-Series Uninsured mortgage solutions! We appreciate your patience during the last month while we built up our team to meet demand. Our turnaround times are returning to normal and we expect to be at full capacity by the end of this week. Continue reading “XCEED is growing! Meet our newest team members.” »

XCEED Insured Interest Rate Update | 17 April

 
 
3-Year Closed
5-Year Closed
1-Year Open
AAA XTRAGREENTM
2.79%3.09%6.25%
Super PRIME
2.64%2.99%N/A
Simplicity
N/A2.94%N/A
PRIME Conventional
LTV < 65%2.99%3.19%N/A
LTV 65%-75%3.04%3.24%N/A
Rates shown current as of 17 April 2014, subject to change without notice at any time (120-day rate hold). Annual Percentage Rate (APR) means the cost of borrowing for a mortgage expressed through the interest rate including all charges related to the mortgage. APR is based on a $ 150,000 mortgage for the applicable term. The annual interest rate and APR are normally the same as XCEED does not charge fees on mortgages. XCEED Prime Conventional not eligible for BFS Simplified (Alt.A) or rental property mortgages. Rate premium will apply to PRIME Conventional mortgages where amortization is more than 25 years and LTV over 75%.

XCEED Insured Mortgage Rate Change | 04 April

 
 
3-Year Closed
5-Year Closed
1-Year Open
XCEED AAA XTRAGREENTM
2.84%3.19%6.25%
XCEED Super PRIME
2.64%3.09%N/A
XCEED Simplicity
N/A3.04%N/A
XCEED PRIME Conventional
LTV < 65%2.99%3.29%N/A
LTV 65%-75%3.04%3.34%N/A
Rates shown current as of 04 April 2014, subject to change without notice at any time (120-day rate hold). Annual Percentage Rate (APR) means the cost of borrowing for a mortgage expressed through the interest rate including all charges related to the mortgage. APR is based on a $ 150,000 mortgage for the applicable term. The annual interest rate and APR are normally the same as XCEED does not charge fees on mortgages. XCEED Prime Conventional not eligible for BFS Simplified (Alt.A) or rental property mortgages. Rate premium will apply to PRIME Conventional mortgages where amortization is more than 25 years and LTV over 75%.

XCEED Mortgage Rate Change | 06 February

 
 
3-Year Closed
5-Year Closed
1-Year Open
XCEED AAA XTRAGREEN
2.84%3.29%6.25%
XCEED Super PRIME
2.64%3.19%N/A
XCEED Simplicity
N/A3.14%N/A
XCEED PRIME Conventional
LTV < 65%2.99%3.39%N/A
LTV 65%-75%3.04%3.44%N/A
Rates shown current as of 06 February 2014, subject to change without notice at any time (120-day rate hold). Annual Percentage Rate (APR) means the cost of borrowing for a mortgage expressed through the interest rate including all charges related to the mortgage. APR is based on a $ 150,000 mortgage for the applicable term. The annual interest rate and APR are normally the same as XCEED does not charge fees on mortgages. XCEED Prime Conventional not eligible for BFS Simplified (Alt.A) or rental property mortgages. Rate premium will apply to PRIME Conventional mortgages where amortization is more than 25 years and LTV over 75%.

XCEED Mortgage Rate Change | 30 January

All provinces (excluding MB, BC, ON, AB and QC)
$330.00
Manitoba (MB)
$100.00
British Columbia (BC)
$75.00
Ontario (ON)
$330.00
Alberta (AB) and Quebec (QC)
$0.00
Second Request for Discharge Documentation (if misplaced)
$75.00 per hour

XCEED Mortgage Rate Change | 23 January

 
 
3-Year Closed
Broker Commission
5-Year Closed
Broker Commission
1-Year Open
Broker Commission
XCEED AAA XTRAGREEN
3.14%100 BPS3.69%125 BPS6.25%20 BPS
XCEED Super PRIME
2.94%60 BPS3.59%80 BPSN/AN/A
XCEED Simplicity
N/AN/A3.54%80 BPSN/AN/A
XCEED PRIME Conventional
LTV < 65%3.29%90 BPS3.79%110 BPSN/AN/A
LTV 65%-75%3.34%90 BPS3.84%110 BPSN/AN/A
Rates shown current as of 10 September 2013, subject to change without notice at any time (120 day rate hold). Annual Percentage Rate (APR) means the cost of borrowing for a mortgage expressed through the interest rate including all charges related to the mortgage. APR is based on a $ 150,000 mortgage for the applicable term. The annual interest rate and APR are normally the same as XCEED does not charge fees on mortgages.
Rate premium of 50 bps is added for higher risk applications such as but not limited to ex-bankrupts/consumer proposals and BFS Simplified. XCEED Prime Conventional not eligible for XCEED XTRAGREEN™, XCEED PREP™ or XCEED RRSP Mortgages or to BFS or rental property mortgages. Rate premium will apply to PRIME Conventional mortgages where amortization is more than 25 years. (E&O)

XCEED Offers More Options with Genworth Canada

We are thrilled to announce that effective immediately XCEED will offer mortgage insurance from Genworth Canada, in addition to CHMC.

XCEED Offers More Options to Your Clients!

We now proudly offer Genworth Canada products, such as

  • Homebuyer 95, which allows purchases up to 95% LTV
  • HomeOpeners®, a cash-out refinance program up 80% LTV.
  • Alt.A Program for self-employed borrowers offering LTV up to 90% for purchases and 80% for refinances.
  • New to Canada Program, and the
  • Energy Efficient Housing Program, available on all Genworth mortgage insurance products and offering many benefits to borrowers who purchase energy-efficient homes or renovate their existing home to energy-efficient standards, including a 10% refund of the Genworth mortgage insurance premium.

XCEED Mortgage Rate Change | 09 January

 
 
3-Year Closed
5-Year Closed
1-Year Open
XCEED AAA XTRAGREEN
2.89%3.49%6.25%
XCEED Super PRIME
2.69%3.39%N/A
XCEED Simplicity
N/A3.34%N/A
XCEED PRIME Conventional
LTV < 65%3.04%3.59%N/A
LTV 65%-75%3.09%3.64%N/A
Rates shown current as of 09 January 2014, subject to change without notice at any time (120 day rate hold). Annual Percentage Rate (APR) means the cost of borrowing for a mortgage expressed through the interest rate including all charges related to the mortgage. APR is based on a $ 150,000 mortgage for the applicable term. The annual interest rate and APR are normally the same as XCEED does not charge fees on mortgages.
Rate premium of 50 bps is added for higher risk applications such as but not limited to ex-bankrupts/consumer proposals and BFS Simplified. XCEED Prime Conventional not eligible for XCEED XTRAGREEN™, XCEED PREP™ or XCEED RRSP Mortgages or to BFS or rental property mortgages. Rate premium will apply to PRIME Conventional mortgages where amortization is more than 25 years. (E&O)

XCEED Mortgage Rate Change | 04 December

 
 
3-Year Closed
Broker Commission
5-Year Closed
Broker Commission
1-Year Open
Broker Commission
XCEED AAA XTRAGREEN
2.89%100 BPS3.39%125 BPS6.25%20 BPS
XCEED Super PRIME
2.69%60 BPS3.29%80 BPSN/AN/A
XCEED Simplicity
N/AN/A3.29%80 BPSN/AN/A
XCEED PRIME Conventional
LTV < 65%3.04%90 BPS3.49%110 BPSN/AN/A
LTV 65%-75%3.09%90 BPS3.54%110 BPSN/AN/A
Rates shown current as of 08 August 2013, subject to change without notice at any time (120 day rate hold). Annual Percentage Rate (APR) means the cost of borrowing for a mortgage expressed through the interest rate including all charges related to the mortgage. APR is based on a $ 150,000 mortgage for the applicable term. The annual interest rate and APR are normally the same as XCEED does not charge fees on mortgages.
Rate premium of 50 bps is added for higher risk applications such as but not limited to ex-bankrupts/consumer proposals and BFS Simplified. XCEED Prime Conventional not eligible for XCEED XTRAGREEN™, XCEED PREP™ or XCEED RRSP Mortgages or to BFS or rental property mortgages. Rate premium will apply to PRIME Conventional mortgages where amortization is more than 25 years. (E&O)